respects your privacy, and we are committed to protecting it. We provide this privacy statement to tell you how we do that, and about the choices you have.

Sites Covered by This Privacy Statement
This privacy statement applies to the website. It does not apply to any linked sites. To learn about the privacy policy of a linked site, please refer to the privacy statement for that site.

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Visiting Our Website/s
You can browse our website without telling us any personal information. You also may be able to set your browser to reject cookies. If you do that, the website may be less functional for you. .

There are times where you may choose to give us personal information about you. For example, you may ask that a representative call you, or you may request a quote for insurance. We need certain information from you so we can respond to your request. Many of our customers register for online access to their account information. We need information from you to register you, and authenticate you, for this access.

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Kinds of Information We Collect
We collect Personal Information that you voluntarily give us, and Site Visitor Data, on our websites.

Personal Information
We collect Personal Information that you give us, for example, to
This information commonly includes your name, address, email address, telephone number, and if applicable, your account number. Our website has security safeguards that are designed to protect the security of any personal information that you decide to give us via the Internet.

Site Visitors Data
Site Visitor Data is data about the way a website is used that is not associated with an individuals identity. We collect this information to analyze how our site is used and to improve it.

The kind of information we collect includes:

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How We Use Information
We use Personal Information collected on this website in several ways: We use Site Visitor ship Data to develop, manage, and improve the websites. Sometimes we add Site Visitor ship to Personal Information from registered customers. We may use that information to:

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Disclosure of Information
We will not give Personal Information to companies to allow them to offer their products to you. We will disclose information collected on this site to the appropriate organization, representative or contracted pre screened Certified Producers to respond to your request or tell you about a product or service it offers. We may disclose it to third parties as required or permitted by law. For example, we may disclose information:

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From time to time, we may send you email about our products and services. If you do not wish to receive emailed marketing messages from us, please send us an email at The address from which you write to us will be removed from our lists for email marketing messages. Back to top
Children's Privacy Online
This website is not directed toward children. We do not knowingly collect or post information from children under the age of thirteen. You can learn more about children's privacy and the Children's Online Privacy Protection Act (COPPA) Federal Trade Commissions website . Back to top
Effective Date
This privacy statement is effective as of August 30, 2004. We reserve the right to change this statement. If we change it, we will post the current privacy statement on this page. Any changes to this statement will be effective as of the day they are posted.

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Contact Us
It is important for us to know what visitors have to say about our website. To contact us with your questions or comments please email us for assistance..

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Business Integrity at
In all of our businesses, our aim is to build lasting relationships with our customers in the U.S. and around the world. To meet this goal, we must be worthy of their trust in our ability to help them achieve financial security, and we must remain ethical in all aspects of our business relationships both internal and external.

For years, have helped customers achieve security and peace of mind. accomplishes this mission by providing our customers with the advice and information they seek through the distribution options of their choice, offering assistance for insurance consumers and access to Certified Producers to help solve their needs, supported by excellent service. customers trust and our portal services, it signifies our strength and commitment to integrity.

Our Guiding Principles recognizes its duty to be socially responsible. We demonstrate our responsibility as a corporate citizen when we interact with our customers, associates, and the community at large, following the guiding principles listed below:
We hold all of our associates to the highest ethical standards. We clearly articulate those standards, reinforce this through training programs and show a commitment to the communities in which we operate. We provide our employee with resources to use when faced with an ethical dilemma and encourage them to offer suggestions and raise issues as they arise.

Accordingly, you expect the highest level of ethical market conduct standards whom you do business with.

The strength of is built on a foundation of integrity and a commitment to the highest ethical standards.
  • Privacy Statement Changes

    If we change any of the our privacy policies, the changes will be posted in this document so that you will always know what information we gather, how we might use that information and to whom we will disclose it. We reserve the right, at our discretion, to change, modify, add or remove portions of this Privacy Statement at any time. Please be sure to check this page periodically for changes. This policy was last changed and posted on our Site on October 18, 2008.

    Acceptance of These Terms

    This Privacy Policy is incorporated into and subject to the terms of the Service we offer. Each time that you use our Service, you signify that you have read, understood and agree to be bound by the Terms of Service, which incorporates this Privacy Statement. If you do not agree to the terms of this Privacy Statement, you must discontinue using our services and websites.